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People who have bank accounts frequently need to do things with them Cheap Florida Panthers Jersey , such as pay bills. It is often easier for them to do these transactions themselves, rather than go through a bank employee to get them done. Having customers perform their own transactions also reduces the bank's cost of providing service. By supporting self service banking, Internet banking benefits both the bank and its customers.

Banks have been working towards self service facilities for their customers for quite a while. Telephone based systems were first implemented almost 40 years ago, and are still used successfully today. Unfortunately Mike Hoffman Jersey Youth , the voice interface is difficult to use for complex situations, or when large amounts of information are requested.

There were many attempts to build online banking systems with keyboards and visual output, going back as far as the early 1980s. Some of these had limited success, but never on a large scale. The growth of the Internet to a nearly universal network Jonathan Huberdeau Jersey Youth , coupled with the wide adoption of ever cheaper personal computers and the world wide web, created a platform for mass market access to online banking.

Today there are few banks that don't have an Internet banking system based on the world wide web. In fact for some banks, commonly called Internet banks, this may be their only interface for customers who wish to process routine transactions. The minimum set of functionality tends to be transfers of funds between accounts Anton Stralman Jersey Youth , payment of bills, and responding to customer inquiries.

The most basic customer inquiry is to get current account balances. Recent account activity, and recent account statements, may also be available to this function. One of the more recent developments is the ability to view facsimiles of recently paid checks.

Bill payment systems may be limited to payments to payments to accounts located at the bank providing the service. These days it is more common to be able to pay to accounts at most businesses Aaron Ekblad Jersey Youth , even other banks. It might also be possible to pay individuals. Sometimes a repetitive payment can be set up to automatically pay the same amount to the same payee on the same day of every month. Most systems mandate that a link to the party being paid be established before payments are generated.

Moving money from one account to another is done via the transfer between accounts transaction. This may or may not be limited to accounts at the same bank. Another variable is whether the accounts must have common owners or not.

Internet banking is not limited to the above transactions. Some systems allow payment of a check to be stopped. Reordering checks for a checking account may also be possible. The general rule is that transactions that are frequently executed and which are not too complex can be done more cost effectively with Internet banking than with other means that require a bank employee to be involved.

Since Internet banking systems have access to customer funds, security is very important. The system should be careful to authenticate that the person logging in is the customer they claim to be, generally be requiring the use of a login userid and password. There should be a complete audit trail of system actions, so that investigation of problems can be thorough.

Internet banking is good for the bank and the customer. It provides better service at a lower cost. It is just one of many services that are facilitated by the universality of the Internet.Leasafric Ghana Limited
Posted by leasafric02 on September 7th Keith Yandle Jersey Youth , 2017


LEASAFRIC GHANA LIMITED was incorporated in March 1992 and commenced business in April 1994. The Bank of Ghana subsequently licensed it in August 1994 as a non-bank financial institution to carry out the business of finance leasing as its principal business. Leasafric has since then been running an Asset Finance business using the technique of finance leasing.


The company was founded by a Ghanaian entrepreneur who pulled together a team of investors comprising a venture fund, two local banks, an insurance company and three other individuals to provide the start-up equity. The founder, Mr. Seth K. Dei initially held 15% of the shares and was for eleven years the Chief Executive of the company before retiring in March 2005.


The shareholding of the company has evolved over the years. Ghana Venture Capital Fund Roberto Luongo Jersey Youth , which initially held 20% of the shares came to term and sold out in August 2003. In December 2004, another investment fund Aureos West Africa Fund bought into the company to take a 51.28% stake, pushing the founding shareholders into minority position. Some shareholders exercised their share warrants in September, 2006 which brought the Aureos holding to 48.06.


In August 2007 Sergei Bobrovsky Jersey Youth , Aureos West Africa Fund and Ecobank Ghana Limited, holding between them 59.05% shares, sold their shares to C & I Leasing Plc, Nigeria. Aureos West Africa Fund subsequently bought out other shareholders totalling 17.58%. Aureos West Africa Fund sold their shares of 17.58% to C & I Leasing Plc in March 2012. In June 2014 West Africa Emerging Markets Growth Fund bought shares.


Over the years Evgenii Dadonov Jersey Youth , Leasafric has seen the ups and downs of the business life of leasing. So like the elderly, we have the experience and do understand what your needs as well as your expectations are because we listen to you. Whiles our matured eye visualizes what your requests are, our heart has matured to accommodate whatever transport operational requests you may have…Just do the talking and allow us do the walking….


OUR PRIMARY FOCUS


Our efforts would be in futility except our effectiveness as a service oriented organization is judged by one significant element…CUSTOMER SATISFACTION. It therefore is not accidental that Leasafric can boast of such a unique trademark. Over here at Leasafric, the team understands dedicated service and the uniqu. Cheap Wholesale Jerseys Cheap Jerseys China Cheap NFL Jerseys China Cheap NFL Sports Jerseys Cheap NFL Jerseys Wholesale Shirts Wholesale T-shirts Cheap Nike NBA Hoddies Wholesale Hats Free Shipping Cheap Hats Free Shipping